GCIGold Capital International

Legal

Risk Disclosure

Physical precious metals transactions carry material risk. This disclosure summarises the principal risks you should consider before engaging with Gold Capital International.

Last updated: 6 August 2026Version 1.0Issued by Gold Capital International — ABN 26 700 429 189

1.Purpose of this disclosure

This disclosure is general in nature and cannot describe every risk relevant to your circumstances. It does not constitute financial, investment, legal or tax advice.

You are responsible for your own due diligence and for obtaining independent professional advice appropriate to your jurisdiction, entity and transaction.

2.Price and market risk

Gold prices move continuously and can fall as well as rise, sometimes sharply and without warning. Movements between quotation, contract execution, assay and settlement can materially change the economics of a transaction.

Historical prices and past transaction outcomes are not indicators of future results. Indicative pricing shown on this website is not a dealable quotation.

3.Counterparty and performance risk

A counterparty may fail to perform, may misrepresent its capacity, or may become insolvent. GCI conducts due diligence proportionate to the transaction but cannot guarantee the honesty, solvency or performance of any party.

GCI acts as a transaction coordinator and introducer. We are not a principal, guarantor, escrow agent or insurer of any transaction unless expressly agreed in writing.

4.Product, assay and quality risk

Doré is an unrefined product of variable composition. Declared purity and weight are indicative until confirmed by an independent assay at an accredited refinery, and outcomes may differ from expectations.

Final settlement is normally based on verified assay results, which can increase or decrease the value payable.

5.Country, political and regulatory risk

Export permits, licences, royalties, taxes and local content requirements differ between jurisdictions and can change at short notice, including retrospectively.

Political instability, export suspensions, strikes, border closures and administrative delay in a country of origin can delay or prevent a transaction after costs have been incurred.

6.Compliance, sanctions and financial crime risk

Transactions are conditional on satisfactory KYC, AML, sanctions and responsible sourcing outcomes. A transaction may be declined, paused or terminated at any stage if a compliance concern arises, without liability to GCI.

Banks and refiners apply their own independent compliance policies and may decline funds, material or documentation for reasons outside our control.

7.Logistics, custody and insurance risk

Secure transport of precious metals involves risk of delay, damage, theft and loss. Insurance cover is subject to the terms, exclusions, valuation basis and deductibles of the relevant policy, and may not restore full commercial value.

Carrier availability, airline embargoes on valuable cargo and customs inspection can extend timelines beyond any indicative estimate.

8.Documentation and fraud risk

The precious metals sector attracts fraudulent offers, forged certificates, false permits and impersonation of legitimate businesses. Verify all documentation independently and confirm banking details by voice with a known contact before transferring funds.

GCI will never ask you to send funds to an account communicated only by email, and will never request payment to a personal account. Treat any such request as fraudulent and contact us immediately.

9.Currency and payment risk

Cross-border settlement exposes parties to exchange rate movement, correspondent banking delay, intermediary fees and payment rejection for compliance reasons. Payment mechanisms and who bears these costs must be agreed in writing before execution.

10.Timeline risk

Indicative timelines are estimates only. Compliance onboarding, permitting, assay and logistics frequently take longer than expected, and no completion date is guaranteed unless expressly contracted.

11.Concentration and liquidity risk

Physical metal is not a liquid instrument. Committing significant capital to a single transaction, counterparty or jurisdiction concentrates risk, and exiting a position may take time and incur cost.

12.Acknowledgement

By engaging with GCI you acknowledge that you have read this disclosure, understand that no commercial outcome is guaranteed, and accept that you make transaction decisions on your own assessment and with your own professional advice.

Important legal notice

This document is published for general information about how Gold Capital International conducts business. It is not legal, financial, tax or investment advice, and it does not create a contractual relationship on its own. Laws differ between jurisdictions and change over time.

Before relying on this document, or before signing any agreement with us, you should obtain independent advice from a qualified lawyer admitted in your own jurisdiction and in each jurisdiction relevant to your transaction.

Gold Capital International is a private commercial business. Nothing on this website or in this document implies government affiliation, endorsement, licensing, registration or regulatory approval by any authority, and no guarantee of any commercial outcome is given.

© 2026 Gold Capital International. All rights reserved. "Gold Capital International" and "GCI", together with the GCI logo and site design, are unregistered trade marks used by the business. This document may not be reproduced, redistributed or adapted for commercial purposes without prior written consent.

Questions about this policy? Contact us at goldcapitalinternational@gmail.com or +61 469 763 174. Postal enquiries: Parkinson, QLD 4115, Australia.